Quick Loan


In cooperation with Singapore and Hong Kong financial institutions, we can offer you fast cash against your publicly traded securities.  Entire process will take 2-3 weeks maximum.

  • Annual interest of only 3%-6%.
  • Loan to Value (LTV) up to 80% of value of stock.
  • All publicly traded companies in the world are eligible.
  • The shares are kept in a bank custodian account in your home country.
  • The shares are never short traded, sold, reassigned, transferred or traded.
  • The shares remain in the name of company or client in local custodian bank.
  • Minimum loan amount of $100K, no maximum.
  • Non-recourse loans, no corporate or personal guarantee required.
  • Only requirement is that the shares must have some level of trading liquidity.
  • Loan term is min 18 months max 5 years and can be extended.
  • Loan will be closed in borrowers country and funds can be disbursed in any currency and free to be transferred anywhere. No restriction whatsoever on use of funds.
  • No borrower requirement. Securities are the collateral. Loan is against securities, not borrower.
  • No buyer qualification required.
  • Loan proceeds to be used for any purpose and not restricted in any way.
  • No ownership transfer of securities.
  • Dividends are paid to securities owner because owner is still official owner of record.
  • Simple interest is paid quarterly.
  • Stock must be in electronic form.

The loan is subject to certain fees which vary with each lender and depend on size of loan. However, borrower should expect to pay to lender an origination fee of 3-6% of loan amount and to broker 1.5-2.25% of loan amount. Origination fees are paid from loan proceeds. No upfront or application fees are required for most standard loans. Complex loans may incur an application or processing fee.

Hybrid Term Loan

A Hybrid Term Loan is a simple interest loan but could either be a weekly or monthly payment. These loans are underwritten using algorithms to streamline the process so funding can occur within just a few days.

How does it work?

It’s a standard simple interest loan but could have either a weekly or monthly payment.

How long does it take?

Typically it takes about 3 -4 days from start to fund, the underwriting method helps speed up the process.

Who does this make sense for?

A business that is new or had minimal poor profits 2 years prior but on the most recent return shows a solid level of profitability. It’s also a way to get a simple interest monthly payment with less hassle if you willing to take a higher interest rate.

How do I know if I qualify?

We collect the most recent year business and personal tax return, 6 months bank statements and application for submission. You need to show modest profitability on your tax returns to be approved.


What is a term loan?

A term loan is a simple interest monthly payment loan. They are traditional type loans amortized over 1-5 years. The term loan is an excellent choice for any business owner who may not be profitable enough to qualify for an SBA as the guidelines are more lenient.

How does it work?

We will submit 3 years of tax returns and 6 months of bank statements and receive a decision within 3-5 business days. Your approved loan will be a 1 – 5-year term with monthly payments. The interest rates range from 8% – 17%.

Loan Amount – $100,000
Term – 3 yrs. (36 months)
Monthly Payment = $3369.40

How long does it take?

From submission of your file to funding the process time is 5-7 business days.

Who is this loan for?

Any business where the owners have a minimum Experian FICO score of 630, and that can provide a minimum of 2 years business tax returns and 6 months business bank statements. Your business tax returns must be profitable for the most recent taxable year. You cannot have any bankruptcy within the last 7 years, excessive collections and or charge-offs could create an issue, and tax liens must be paid off prior to submitting your loan file.

Revenue Based Loans

A revenue-based cuts out 95% of the due diligence involved in a traditional loan and uses non-conventional underwriting methods for approval. This loan does not look at the debt service or debt ratio but it uses the most recent 4-6 months of cash flow statements and you can borrow up to 80% of those average monthly deposits. The terms can range from 3 – 18 months but the average term is between 6-12 months.

This loan does not calculate interest against principle but it charges a flat fee based on the amount you borrow, the length of the term, and positive or negative factors such as length of time in business, owner credit score, daily average balances, and overall cash flow management.
The more positive factors a client has the more percentage of gross sales they can borrow. The cash flow loan will lend about 6% – 10 % of gross annual sales compared to a conventional term loan which can lend up to 25% of gross annual sales.

How does this loan work?

The loan is broken down into micropayments which are debited from the borrower’s business bank account Monday through Friday, no weekends or holidays. Typically there are 20 – 21 business days in each month and those are the days payments will be debited.
The revenue-based loan is not interest bearing but a flat fee is charged and that cost can be expressed as “cents on the dollar”. The revenue loan comes at a premium but they can move very quickly in time sensitive situations or for businesses with credit hurdles and low levels of profitability.

How long does it take to fund?

The great thing about a revenue based loan is the speed, from start to fund is only a 2 – 3-day process; this can be very helpful in time sensitive situations.

Who does this make sense for?

Anyone with a cash flowing business but it’s a niche product for those with credit hurdles, low profitability, time constraints, or when the business has been open for less than 2 years.

How do I know if I qualify?

If your business has existed for at least 6 months, your business bank account is showing at least $15,000 in monthly deposits for 3 consecutive months, and your credit is above a 500 on Experian, then you are eligible. It’s that simple.


What is an asset-based loan?

An asset-based loan leverages a percentage of value on a hard asset such as real estate, inventory, receivables/invoices, purchase orders, equipment, cash, stocks, bonds, and mutual funds. Asset-based loans can be structured as a traditional term loan, lump sum distribution, or credit line.

How does it work?

Asset-based loans will leverage an asset and extend a percentage of that asset’s value in a loan. The loan could be traditional simple interest loan or it could be a line of credit or a more nontraditional loan setup.

How long does it take?

Asset-based loans could take as little as a week or as long as a couple weeks to fund, it depends on the amount of assets being used and the size of the loan amount. You could have a more complex structure that uses monthly receivables and extends lines of credit, or you can lend a percentage of a purchase order or invoice. If you are using real estate the process can fluctuate based on property type and whether you are using a residential or commercial building.
The type of asset being leveraged will dictate process time and loan structure.

Who does this make sense for?

Any business that is cash poor and asset rich, assets are a great source to leverage for funds and the process is fairly easy.

How do I know if I qualify?

If you have any of the assets listed above you qualify, there are maximum values that can be lent on a given asset. When leveraging real estate, purchase orders, or receivables the maximum percentage of value extended in a loan can be 50% – 80% of the market value. If you have fine art, jewels, or collectibles the maximum loan could be 50% of market value.

Types of Asset Based Loans

Accounts Receivable Financing
Purchase Order Financing
Asset Based Real Estate Loan
Accounts Receivable Credit Line

Quick Facts About Equipment Financing:

Equipment financing for perfect credit, challenged credit, and everything in between.
Items that can be financed include heavy equipment, vehicles, heavy machinery, and other outside of box package deals on a case by case basis.

Rates can range from 4% – 28% fixed, simple interest.

Quick Facts About Equipment Financing:

– Application only products for loan amounts up to $25,000/$35,000/$50,000/$100,000 – Start-Ups are welcome for trucking and other select industries but need strong credit and background in the industry.
– Loans amount range from $10,000 – $5,000,000.
– Minimum 550 with 4 years in business
– Minimum 600 with 3 years in business
– Minimum 620 with 2 years in business
– Must have an EIN number for your business and business bank account set up.
– Lower credit could create a need for larger down payments, typically down payments range from 5% – 25%.
All products are simple interest with monthly payments; equipment financing can offer excellent tax benefits to any new or established business.